‘Get rich with the lottery’, expectations of Thai society
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Lottery and Thai society Lived together for a long time If we look back in the past There is evidence that playing the lottery in Thailand occurred around the reign of King Rama II when Chinese people arrived in Thailand. and brought the Yeekee lottery to be played among Chinese people together When the dealer has made a profit from playing the lottery The money will be donated to the Palace. Then it began to spread among Thai people called lottery ก ก.
Until the year 1874, or around the reign of King Rama V, the government lottery or lottery occurred.
Until the year 2024, he will be 150 years old and will still have a tendency to stay firmly in Thai society. Every 1st and 16th day of every month is considered an important day for many people because it is a day. Draw the government lottery or simply call it the lottery (on the ground) and it will be the day that determines your life’s destiny. He will be able to change his life to be rich. Breaking free from the normal everyday life. And can you turn to a better life?
But do many people know that most people think like this? Only a small number of people will change their lives from winning big. (The chance of winning the first prize is 1 in a million and the last 2 digits are only 1 in a hundred.) But the news that someone wins the big prize will create hope. Let those who missed the opportunity this time go and try your luck in the next 15 days and be willing to try your luck. Many people increase the number of leaves. To create opportunities for yourself, there will be more opportunities. Some people even borrowed money to buy lottery tickets or agreed to trust the lottery bookmakers until their debts swelled into pig tails.Until I didn’t realize it, I realized it again when I had to sell my house and land. or enter into a sales contract to pay off debt Until there is no land to farm And continue to be poor and exchange for hope
Currently, there are quite a few lottery players in Thailand. From the latest figures from the Center for the Study of Gambling Problems in 2022, it was found that There are more people playing the lottery. 24.6 million peopleorabout 80% of people on working days (Not including underground lottery) which is considered very high. And when compared to 2019, the number of people buying lottery tickets increased by approximately 8%. Buying each draw costs money in the range of 330 – 575 baht, equivalent toMoney circulating in the system 139,000 Million baht And if we calculate it over many years, we will see that there is a huge amount of money that is unfortunately misplaced in the economy.
Up until now, it cannot be denied that Playing the lottery is a way of life for the general public, every age and every profession, whether in the government or the private sector. Campaign to reduce or stop playing the lotteryIt probably won’t be easy. One thought-provoking question is: If you could buy a lottery ticket to try your luck without losing any money, would that be possible?
When turning to look at something that might replace gambling that is similar to the current government lottery, that is, the savings lottery. If it belongs to the Government Savings Bank, it is called Government Savings Bank Lottery andBank for Agriculture and Agricultural CooperativesIt’s called the BAAC lottery. It’s probably a good solution. Because it can meet the needs of people who like to gamble.If you don’t win the money, you won’t lose it, plus you’ll get interest and you can use the money you bought for lottery tickets as security for borrowing money at an interest rate that’s cheaper than other financial products. The important point therefore is that How can the target group easily understand and access these savings lotteries and provide an incentive for people to make reasonable gambling decisions?
The author had the opportunity to visit rural areas. Met with people in rural areas, most of whom were farmers, and from small group meetings it was found that almost everyone bought lottery tickets. (Both underground and above ground) And most people don’t know about saving by purchasing a savings lottery. Purchased 1 time can check results 12-24 times (depending on the age of the savings lottery) includingI did not know that savings lottery tickets could be used as security for borrowing at a lower interest rate than general borrowing. In addition, it is seen that the current big prizes in the savings lottery are quite motivating (Government Savings Lottery, 1st prize, worth 30 million to 50 million baht, BAAC lottery, 1st prize, worth 60 million baht) and the selling price per unit is still expensive. for the people (Some lottery products require a minimum purchase amount of several hundred baht) and cannot choose the purchase number. (Because it will be connected to dreams or events encountered in daily life) as well as lacking knowledge in installation and the use of applications on mobile phones
Therefore, the savings lottery If it can be sold at a price of 10 baht per unit, there will be training in using applications on mobile phones andYou can choose your favorite number.both 2 oneand 3 oneAccording to your familiarity with buying government lottery tickets.and underground lottery In addition, if there is to be more competition with underground lotteries. You may add a prize that matches the number but not the correct number. Or what is known as “Todd”, it will gain the attention of the wider public even more.
Many people who have read up to this point It may be seen that the author is drugged and encourages gambling. But in spirit Changing beliefs, ways of thinking, and attitudes that have been embedded in society for a long time. It should be done gradually and make better choices. Even though it’s not the best choice. But it will also benefit the financial status of households, communities, and society in the future.
However, if it can be done according to the above guidelines. The result that will follow is People will have more money saved in the form of savings lottery tickets. Have access to funding sources at low interest rates. (Using the insurance savings lottery) Cultivating a way of life with discipline in saving money. Especially the group of workers who have just started work. (Which is currently in debt very quickly) helps reduce debt creation since starting to earn income. And have immunity from the sudden need to spend money and turn to borrow money outside the system, which will make it very difficult to break out of the debt trap. And at the same time, financial institutions that raise savings through savings lottery will have higher liquidity and lower costs than raising general deposits. This makes it possible to provide loans at interest rates that are not high. Businesses and citizens alike will benefit from borrowing at lower interest rates. It also creates pressure from competition for underground lotteries to make it more difficult to survive. In the end, people will be able to live each day without holding out hope for something that is difficult to happen. and continue to eat well.
Praneet Chotikirativet
Naphat Patanapreecha
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